Home Loan

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Maximum Home loan Bank Tie ups in online space
Banks ICICI Bank HDFC Ltd HSBC Bank PNB Housing Finance Axis Bank Citibank
Rate of Interest 10.15% - 10.50% 10.15% - 10.50% 10.75% - 11.25% 10.15% - 10.25% 10.25% - 10.50% Scheme I: 10.25%*(without Home Credit facility)
Scheme II: 10.50%*(with Home Credit facility)
Processing Fee 0.50% 0.5% plus applicable service tax and cess 1% of the loan amount applied for, subject to a minimum of 10000 plus service tax. This fee is payable on application & is not refundable 0.5% 0.5% of the loan amount
(Max. 10000/- + service tax for Salaried) 		upto 1% of loan amount
Loan Amount Rs.8,00,000 - Maximum
80% of the Cost of the Property
(Subject to Income Eligibility) 		80% of the Cost of the Property
(Subject to Income Eligibility) 		Maximum upto 10 crores
(Subject to Income Eligibility) 		Loans upto 80% of the property value. Rs.1,00,000 - Rs.2,00,00,000 Rs.5,00,000 - Rs.10,00,00,000
Prepayment Charges No prepayment charge on floating rate home loan For one year, two year and three year fixed rate loan the prepayment charge is 2% of the outstanding loan amount plus applicable service tax and surcharge till the time loan is under fixed rate No prepayment charges shall be payable for partial or full prepayments irrespective of the source NIL NIL NIL NIL